20 HONEST Pros & Cons of Living in Philadelphia (Helpful Local)

Syed Mugees

Living

Living in Philadelphia offers a unique blend of big town amenities and small town vibes, a characteristic that’s both charming and sometimes challenging. After moving here and experiencing life in The City of Brotherly Love for 6 years, I’ve come to appreciate the intricate balance between its bustling modern city attributes and the history that seeps from every corner, reminiscent of the American Revolution and immortalized in the Rocky steps. The pros include diving into a culinary scene that boasts more than just Philly cheese steaks, exploring tight-knit communities that welcome newcomers with open arms, and experiencing a rich tapestry of art and culture that makes the city stand out.

However, living here also comes with its cons. The very essence of what makes Philly appealing can also present challenges. The tight-knit communities and historical streets, while endearing, sometimes clash with the practicalities of modern life, making the transition for newcomers an interesting journey of adaptation. In writing this as part of the Local Living Series, my goal is to share honest insights about Philadelphia, providing a comprehensive list of what to expect for those contemplating moving here. It’s a city that wears its heart on its sleeve, offering a plethora of experiences to locals and visitors alike, balanced with the realities of any major urban center.

In my comments, I often reflect on the contrast between the pros and cons of Philadelphia living. It’s a city where history and modernity coexist, offering a dynamic environment that can sometimes feel overwhelming but always remains profoundly rewarding. As Michael Brandt, I’ve learned that embracing Philadelphia means engaging with both its accolades and its obstacles, all of which define the true essence of living in this specific city.

Living in Philadelphia

Considering a move to Philadelphia? It might be useful to visit first. When it comes to lodging, there’s one particular hotel I consistently suggest to my loved ones.

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First, the perks of moving to Philadelphia

Philadelphia, PA, Quick Stats

  • Metro Population 6,245,051
  • Median Home Price $310,375
  • Median Monthly Rent $1,830
  • Median Age 39 years old
  • Average Annual Salary $70,300
  • Unemployment Rate 4.00%
  • Average Commute 32.7 minutes
  • Average High Temps 64.58° F
  • Average Low Temps 47.06° F
  • Average Rainfall 41.3 inches

#1. Big town amenities, small town vibes

Embracing life in Philadelphia means enjoying the best of both worlds: the big town amenities with small town vibes. This bustling metropolis is more than just a friendly neighborhood; it’s a place where world-class museums, top-tier universities, and a thriving nightlife coalesce to create a vibrant tapestry of cultural and social options. From the iconic cheesesteaks to high-end dining, the city’s food scene is a testament to its diversity.

Yet, amidst the hustle and bustle, there’s an intimate charm in the row houses and unique flavor of each tight-knit community. Parks and green spaces offer an escape, slowing down the pace of city life and fostering connections with neighbors. Living here, you’re immersed in the City of Brotherly Love, where excitement and comfort blend seamlessly, providing an enriching experience unlike any other bustling metropolis.

#2. Prime east coast location

The strategic location of Philadelphia, nestled between New York City and Washington D.C., is more than just a prime real estate advantage; it’s a gateway to diverse experiences. A mere 1.5-2 hours by train or a 2-3 hour drive places you in the heart of the Big Apple or amidst the political hustle of the nation’s capital. Yet, this city living doesn’t come at the expense of nature. The picturesque Pocono Mountains and the Atlantic waves at Jersey Shore are both just a 2-hour drive away, offering a refreshing change of scenery.

Even closer to home, the serene Amish country provides a tranquil escape within an hour’s drive. Philadelphia itself is steeped in history and brimming with cultural gems, making it a hub of urban excitement and outdoor adventure. This prime east coast location ensures that residents enjoy unparalleled accessibility to both the bustling city life and peaceful natural retreats, truly offering the best of both worlds.

#3. Low cost of living

In Philadelphia, the low Cost of living is a significant draw, especially when you consider it’s the sixth-largest city in the U.S. With housing costs that are a relief, particularly when comparing the 2023 median home value and average rent to those of New York City and Washington D.C., it’s easy to see the affordability that sets Philly apart. A 2022 report highlights that everyday expenses, from healthcare costs being 6% below the national benchmark to groceries costing 4% less, contribute to the ease of managing necessities and enjoying leisure activities.

Low cost of living

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The food scene here mirrors the city’s diversity and quality, offering dining options that won’t empty your wallet. Plus, with tax rates more favorable than many other East Coast cities—sales tax stands at 6%, compared to New York City’s 8.875%—living a vibrant life in this major city comes with a price tag that makes the math work in your favor.

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#4. History is everywhere

Living in Philadelphia feels like stepping into a time machine where history is intertwined with modern conveniences. Every corner of the city, from the iconic Independence Hall where the Declaration of Independence and U.S. Constitution were signed, to the Liberty Bell and Betsy Ross House, tells the story of the birth of a nation. It’s not just in the museums; history is etched into the colonial architecture of Old City, the cobblestone streets of Society Hill, and the vibrant murals that narrate local history. Living here gives you a front-row seat to American history, making the past a tangible and vibrant part of city life.

Philadelphia is more than a metropolis; it’s a living history book, where even a simple quest for a Philly cheesesteak becomes a journey through the revolutionary past, making it a truly unique place to call home.

#5. Excellent public transportation

One of the undeniable perks of living in Philadelphia is its excellent public transportation. Navigating the city without a car is not only feasible but often preferred, thanks to a robust system of bus routes, subway, and rail lines that connect the city’s many neighborhoods. For residents, the average commute time of 45-minutes is made more bearable by this extensive network, easing the stress of moving and relocating within a small radius of their job. This accessibility enhances the urban living experience, making Philadelphia a model city for public transportation efficiency.

#6. Art and museums galore

In Philadelphia, the art and museums galore are a testament to the city’s rich history and cultural depth. With an array of educational institutions, museums, and galleries like the Museum of the American Constitution, Franklin Library, and the National Museum of American Jewish History, there’s an endless supply of knowledge and inspiration.

Art and museums galore

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The city’s eclectic nature is further showcased in unique spaces like the Mutter Medical Museum, known for its intriguing medical specimens, and the Mummers Museum, celebrating the vibrant Mummers parade. Art museums and art galleries, along with cooperatives and studios, ensure that you’re never bored. The decision of moving to Philadelphia means immersing yourself in a world where creativity and history converge in the most engaging ways.

#7. Philadelphia is a walk-able & bike-able city

Philadelphia stands out as an incredibly walkable and bike-able city, making it an easy place for residents to enjoy living without owning a car. The small neighborhoods are connected by sidewalks and bike-dedicated lanes, encouraging walkers, bikers, and even skaters to explore the city’s narrow streets and greenways. With a public transport system that complements the trails, moving around the city becomes a breeze.

Philadelphia is ranked 6th best in the nation for bike riding, a testament to its moderate climate and infrastructure that supports non-car commuters. Whether you’re commuting to work or exploring for pleasure, Philadelphia provides access to a vibrant urban life, actively promoting a healthy, active lifestyle among its residents.

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#8. Great public parks

In Philadelphia, the great public parks like Fairmount Park, one of the largest urban park systems in the U.S., offer an escape into green space amidst the urban hustle. With its peaceful trails, rolling hills, waterfront esplanade, and forested areas designed for public enjoyment, the city stands as a beacon of environmentally-friendly living. The Trail Master Plan further connects neighborhoods through greenways and trails, making much of the city walkable.

Beyond the vast expanses of Fairmount Park, smaller parks and squares like Rittenhouse Square, Washington Square, and Clark Park offer oases that punctuate the cityscape. The Benjamin Franklin Parkway, lined with flags and leading up to the iconic Philadelphia Museum of Art, showcases how integral these green spaces are to the city’s identity, offering residents and visitors alike a respite from the city’s pace and a touch of nature’s calm.

#9. Diverse neighborhoods

Philadelphia is a tapestry of 25 main neighborhoods, each boasting a distinct vibe and unique culture. From the luxury and ethnically diverse environments to working-class areas, living in Philly means experiencing a microcosm of the world. In Center City, you’re surrounded by historical landmarks, trendy boutiques, and a wide range of restaurants that make every meal an adventure. Old City offers a time travel experience with its cobbled streets and 18th-century homes, immersing you in Philadelphia’s past. Meanwhile, areas like Fishtown and Northern Liberties pulse with dynamic street art, unique shops, and youthful energy, a stark contrast to the city center’s refined charm.

On the west side, University City is alive with academic life from the University of Pennsylvania and Drexel University, blending education with urban vibrancy. Italian Market in Bella Vista exudes the essence of a small Italian town, while Chinatown stands as a cultural gem. Manayunk, with its bohemian flair, caps off the city’s eclectic spirit, making Philadelphia a place where every neighborhood is a new world to explore.

#10. Quality education

In Philadelphia, the quality education offered by well-known universities such as Temple University, Drexel University, and the University of Pennsylvania contributes to one of the largest collegiate populations in America. This educational abundance influences many to move here, not just for themselves but also for their kids, promising a vibrant future.

education

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The city’s allure doesn’t fade after graduation; a higher than average number of students choose to live here, lowering the average age of residents and infusing daily life with an energetic vibe. This dynamic atmosphere makes Philadelphia not just a place for academic pursuit but a nurturing ground for lifelong connections and career opportunities, reinforcing the city’s reputation for fostering excellence and innovation.

#11. Kid-friendly city

Philadelphia shines as a kid-friendly city, truly a haven for families seeking a blend of educational and entertaining activities. The city is dotted with museums and parks that offer hands-on experiences and serve as giant, interactive playgrounds. At the Please Touch Museum, children are encouraged to interact with exhibits, breaking the mold of traditional museum visits. The Philadelphia Zoo, known as America’s first zoo, provides unforgettable animal encounters and adventure zones, perfect for sparking a young explorer’s curiosity.

Meanwhile, the Franklin Institute engages the curious mind with its giant walk-through heart and astronomy tower, making science both accessible and thrilling. The city’s parks frequently host puppet shows and music performances, keeping the community spirit alive and children engaged. This environment not only makes Philadelphia a kid’s wonderland to rave about but also supports educational growth, with benefits like in-state tuition at public universities.

Cons of Moving to Philadelphia

While moving to Philadelphia has many perks, there’s a few things you may not enjoy about living in Philadelphia. With that said, let’s cover the honest cons of living in Philadelphia.

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#1. Overcrowding is a thing

In Philadelphia, the city’s popularity and vibrant offer come with their own set of challenges, where overcrowding stands out prominently. It’s a tough situation that has led to a sardine-can syndrome, making spaces feel tight and leaving little room to breathe. Whether it’s the morning commute on I-95 or the Schuylkill Expressway, being bumper to bumper is a common scenario. Similarly, public transit during peak hours sees SEPTA buses and trains packed to capacity.

Overcrowding

Even walking downtown can feel like navigating a maze, with sidewalks overflowing with people. The rise in population has made affordable housing harder to come by, pushing rents up and complicating city living. Despite the perks of urban life, overcrowding can certainly put a damper on the experience, illustrating the balance between the city’s allure and the practicalities of its growth.

#2. Traffic is horrible

As much as I love living in Philadelphia, the traffic can be a real headache, earning it the nickname City of Bumper-to-Bumper Traffic. It’s congested at almost any time of the day, making it the 9th most congested city in America. Commuters might find themselves spending an average of 112 hours a year stuck in traffic, with Rush hour being particularly brutal. Whether it’s a standstill on I-95 or the Schuylkill Expressway, or just trying to drive across town, the city streets and highways are often congested.

Public transit offers an alternative, but buses and trains are also packed during peak times, and roadworks lead to unanticipated delays more often than not. It’s a rule rather than an exception. Moving through Philly requires a lot of patience, a testament to the complexities of big city living. As the population continues to grow, and with the city’s infrastructure struggling to keep up, traffic has only exacerbated, highlighting the challenges of living in an older city not originally designed for modern cars.

#3. Wage taxes

Living in Philadelphia brings the elephant in the room to the forefront: the wage tax. It’s something every Philadelphian has noticed, whether you live or work in the city. This tax garners a collective sigh from residents and non-residents alike, as it’s among the highest in the country. When you crunch the numbers, they really do add up, especially when compared to neighboring areas where you might keep more of your money in your pocket.

Taxes

But here’s the principle behind the pain: this hefty price goes towards federal and state taxes, contributing to vital services and infrastructure that make city living possible and even awesome. Yes, the city wage tax rate may not make everyone thrilled, but it’s a necessary evil in maintaining the vibrant life that Philadelphians cherish. In reality, understanding this aspect of working in Philadelphia helps in appreciating the city’s offerings despite the cost.

#4. Crime problems

Acknowledging the transparency needed when discussing Philadelphia, it’s evident that like any major urban area, it grapples with crime-related challenges. This tough subject is integral to painting the overall picture of life in the city. Crime rates, particularly violent offenses, are higher than the national average, with statistics showing the violent crime rate at nearly double in certain neighborhoods. Property crimes, including burglary and theft, remain high, and escalating gun violence is a significant concern.

However, it’s crucial to recognize the efforts by local authorities and community organizations to tackle these issues and strive for meaningful change. This ongoing concern affects residents and those contemplating a move but sits alongside the city’s positive aspects like its rich history and vibrant culture. The difficult aspect of crime in Philadelphia does not define the city but is a reality its people face daily. The rate and types of crimes vary across areas, highlighted by an interactive crime map that points to the safest locales.

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#5. Strange liquor licensing laws

In Philadelphia, navigating the liquor laws can feel like deciphering a puzzle, especially when your heart is set on a specific bottle of wine or spirits. The liquor license laws here are indeed unusual and often baffling, stemming from Pennsylvania’s unique system of state-run Fine Wine & Good Spirits stores. Whether you’re after a velvety Cabernet or a top-shelf whiskey, the process is different than what you might expect.

Here, buying a six-pack or a case of beer means visiting a distributor, while a bar or restaurant might be the only place to find smaller quantities, as only certain bars sell six-packs due to the liquor licenses uniquely allocated to restaurants and bars, which come with caps and are pricey for business owners to acquire, often costing hundreds of thousands. This directly impacts how and where Philadelphians can enjoy a drink with their meal, creating a distinctive aspect of local life that both puzzles and charms newcomers and residents alike.

#6. Parking nightmares

Navigating the parking predicament in Philadelphia feels akin to striking gold or winning-the-lottery; finding a spot to park your car in Philly can be a monumental achievement. This notorious parking challenge is especially palpable in popular areas like Center City, University City, and various historic districts, where street parking transforms into a competitive sport. With resident permit zones, metered spots, and often confusing signage dictating where one can legally park, deciphering the rules feels like solving a riddle. The competition for prime parking spots is fierce, given the high ratio of people to cars, making parking in high-demand areas a test of patience and timing.

Parking nightmares

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As an alternative, parking lots and garages offer a semblance of relief, albeit at a pricey cost, with daily rates soaring to upwards of $20 to $30. For those commuting or staying multiple days, these costs can quickly add up, prompting many to seek other modes of transportation. The Philadelphia Parking Authority (PPA) is infamous for its diligence in enforcing parking regulations, with the issuance of tickets almost being legendary among city dwellers. This intricate dance with parking in Philadelphia, while frustrating, is part and parcel of the city’s charm, reflecting the urban sprawl’s dense living conditions and vibrant street life.

#7. Mixed-bag public schools

Education in Philadelphia is indeed a mixed bag, with institutions of learning facing a spectrum of challenges. The public school system teeters between innovation and struggle, leaving parents, educators, and students navigating a complex landscape. Issues such as funding remain a perennial concern, with budget shortfalls leading to cuts in classroom resources, after-school programs, and essential staff.

Many buildings are aging and in desperate need of repair or renovation, further straining the budget. Consequently, academic performance is uneven across the city, with some schools showing low test scores and graduation rates that highlight a significant performance gap. This pressing issue of educational inequality reflects broader societal challenges, underscoring the need for comprehensive solutions and a commitment to every student’s success.

#8. Cold winters

When winter descends upon Philadelphia, Mother Nature doesn’t hold back, showcasing everything from gentle snowfall to full-blown snowstorms. Residents often find themselves shoveling their way through heaps of snow to free their car, while navigating icy streets becomes a daily hassle. The harsh reality of temperatures plummeting to the 20s, combined with biting wind chill, makes even a short walk feel like a venture into the freezing unknown. Snow, sleet, and freezing rain become all too common, with major snowstorms occasionally bringing the bustling City of Brotherly Love to a standstill, painting the city in shades of white but also signaling a pause in the usual urban grind.

However, there’s a magical aspect to a Philly winter, when a fresh coat of snow blankets the city, transforming familiar scenes into postcard-worthy landscapes. It’s a time for bundling up in layers, embracing the cold with a cozy, hot cup of cocoa, and finding joy in the silence that a heavy snowfall brings. Despite the wear on daily life and the spike in prices for winter essentials, the icy roads and sidewalks, the shivering at the bus stop, and the gray skies above speak to a unique seasonal experience. The shorter days might invite hibernation, but they also highlight the city’s resilience and communal warmth against the backdrop of winter’s chill.

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#9. The job market

Navigating the job market in Philadelphia can feel like finding your way through a maze. With top-tier universities, hospitals, tech firms, and financial institutions, the city teems with potential for the right job—yet it often feels like searching for a needle in a haystack. The competition for high-skilled roles is fierce, given the presence of major employers in healthcare, education, and finance. Landing a position can be tough, especially for those just starting out in their career or transitioning to a new field. While the burgeoning tech scene doesn’t yet rival Silicon Valley or Seattle, opportunities are persistent for the flexible and persistent job hunter. However, wage growth has been stagnant compared to other major cities, which can be discouraging amidst the rising cost of living and high wage taxes in the city.

FAQ – Living in Philadelphia

Is Philly a good place to live?

Philadelphia offers a dynamic living experience for those who value a city teeming with historical significance, varied communities, and an abundance of cultural offerings. However, it’s crucial to weigh the difficulties presented by congestion, vehicular congestion, and specific facets of the employment landscape.

Is Philadelphia a walkable city?

Indeed, Philadelphia boasts extensive walkability, featuring picturesque parks, exceptional shopping venues, and a compact downtown area.

Comparison of the Pros & Cons of Living in Philadelphia

ProsCons
Big town amenities, small town vibesOvercrowding is a thing
Prime east coast locationTraffic is horrible
Low cost of livingWage taxes
History is everywhereCrime problems
Excellent public transportationStrange liquor licensing laws
Art and museums galoreParking nightmares
Philadelphia is a walkable & bike-able cityMixed-bag public schools
Great public parksCold winters
Diverse neighborhoodsThe job market
Quality education
Kid-friendly city

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